Tokens are issued 1:1 only against received fiat deposits, never on credit, and are backed by cash deposits and high-quality liquid assets held separately from operational funds. Holders have a legal right to redeem at par value on demand under MiCA Article 49.

Stable Mint Ltd is an MFSA-authorised Electronic Money Institution issuing Electronic Money Tokens under Title IV of the EU Markets in Crypto-Assets Regulation. It issues USDSM and EURSM, each backed by segregated fiat reserves.

Businesses, platforms, merchants and treasuries that need multi-currency settlement and API integration.