Figure originates and securitizes consumer loans and provides on-chain capital-markets infrastructure. Figure Certificate Company issues YLDS — a yield-bearing stablecoin/face-amount certificate paying SOFR minus 50 bps — backed by short-duration U.S. Treasuries and repo.

Figure is a lending and capital markets fintech operating on Provenance Blockchain. Its subsidiary Figure Certificate Company issues YLDS, an SEC-registered yield-bearing stablecoin paying SOFR minus 50 bps, backed by short-duration U.S. Treasuries and repo.

Figure Technology Solutions (Nasdaq: FIGR) is a lending and capital markets fintech founded by Mike Cagney; YLDS is issued by its subsidiary Figure Certificate Company under SEC registration.