Each pool features mandatory insurance via a backstop module and uses reactive interest rates to ensure efficient capital allocation. Users can permissionlessly lend, borrow, or create new pools with isolated, insured security.

The protocol facilitates decentralized lending and borrowing through isolated pools, where lenders earn interest on deposits and borrowers access capital by providing collateral.

Blend is a DeFi protocol built on Stellar's Soroban smart contract platform that enables any entity to create or utilize immutable lending markets tailored to their specific needs.

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