Banking Circle generates revenue from transaction fees, FX spreads, treasury and interest income on customer deposits, and stablecoin issuance and redemption flows. Its banking licence and direct access to local clearing systems allow institutional clients to settle cross-border payments without traditional correspondent banking intermediaries.

Banking Circle issues and backs the Eurite Euro Token (EURI), a MiCA-compliant Euro stablecoin fully collateralised 1:1 by euro cash held in segregated fiduciary accounts. The bank also operates a global clearing network across major currencies and offers settlement, payments, and FX infrastructure to banks, fintechs, and PSPs.

Banking Circle S.A. is a Luxembourg-licensed credit institution supervised by the CSSF, providing cross-border payments, FX, accounts, and treasury services to regulated financial institutions and global payment businesses.