Western Union generates revenue from transaction fees and foreign-exchange spreads on consumer and business money transfers across its retail agent network and digital channels.

Western Union is the brand and payments platform behind USDPT, a U.S. dollar stablecoin for global money transfers and always-on settlement. USDPT is issued by Anchorage Digital Bank, N.A.; Western Union acts as the program manager driving distribution and payments use cases.

Western Union is a global money-movement and payments company, founded in 1851, operating one of the world's largest cross-border, cross-currency settlement networks across more than 200 countries and territories.