RUSD, issued by The RIB Digital Holdings Limited, is a fiat-referenced stablecoin that references the U.S. dollar (USD) at a 1:1 rate for payments, OTC trading, exchange liquidity, and onchain settlement [S1].

Each RUSD token references one U.S. dollar (USD) and targets a fixed value of approximately 1.00 USD, subject to conditions [S1]. The token is value-tracking only and carries no yield, interest, coupon, or rebasing mechanism [S1]. Fiat-referenced reserves may include cash held in segregated accounts with regulated financial institutions and liquid cash-equivalent instruments [S1][S2]. The issuer describes the tokens as backed 1:1 by real value and elsewhere as over-collateralized [S3][S4].

The RIB Digital Holdings Limited is stated on the product page as a Hong Kong issuer and as the digital division of Royal Investment Bank within the RCCG Group, operating strictly as an issuer and governance entity rather than an exchange, broker, or trading venue [S1][S5][S3]. Royal Investment Bank Inc., Malaysia, is named as the liquidity provider [S1]. Minting and redemption are restricted to authorized participants and approved counterparties subject to onboarding, KYC and AML, and sanctions screening, with structured processes aligning circulating supply with reserve conditions [S1][S2]. Reserves may be held in segregated accounts with regulated financial institutions [S1].

RUSD is issued as an ERC-20 token on Ethereum, a BEP-20 token on BNB Smart Chain, and a TRC-20 token on TRON [S1]. Reserve verification uses Chainlink-based proof-of-reserve contracts that update automatically when reserves change, with onchain verification via Etherscan, BscScan, and TronScan [S5][S1]. Settlement is intended to run through the RxBridge hybrid settlement network [S4].

<Sources
  retrievedAt="2026-06-22"
  items={[
    { id: "S1", url: "https://www.rcoins.digital/RUSD.html" },
    { id: "S2", url: "https://www.rcoins.digital/REUR.html" },
    { id: "S3", url: "https://rcoins.digital" },
    { id: "S4", url: "https://www.rcoins.digital/RxBridge.html" },
    { id: "S5", url: "https://www.rcoins.digital/RCOINS-Background.html" },
  ]}
/>


Stablecoins

RIB Digital mints REUR on demand and earns revenue from issuance/redemption flows and treasury yield on the underlying euro reserves. The bulk of supply is held in issuer-controlled treasury addresses and released into circulation through OTC and partner integrations rather than direct on-chain sale.

RIB Digital issues the Royal Euro Token (REUR), a EUR-referenced stable-value token engineered for fast settlement across Ethereum, BNB Smart Chain, and Tron. REUR is designed to track 1:1 to the Euro, subject to reserve sufficiency and redemption terms set by the issuer.

The RIB Digital Holdings Limited is a Hong Kong-incorporated issuer of stable-value crypto-assets operating under the rcoins brand, focused on fiat-referenced settlement tokens for cross-border payments.

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Stablecoin issuers

RIB Digital

RIB Digital Royal Dollar (RUSD) is a U.S. dollar stablecoin issued by RIB Digital.

Professional investors and institutions can mint and redeem directly with RIB Digital after completing KYC.

RUSD has been issued on public blockchains since February 2026 and is native to BNB Chain, Ethereum, and Tron.

RIB Digital Royal DollarRUSD