PayFi Strategy Token (PST) is a tokenized fund share issued by Huma Finance and managed by Huma Global Ltd.

The fund is open-ended, invests in private credit, and locks up subscriptions for 0 months.

Retail investors, professional investors, accredited investors, qualified investors, qualified purchasers, and institutions can subscribe and redeem in USDC, and holders have a right to redeem at net asset value with two-to-five-business-day settlement.

PST has been issued on Solana as a SPL Token token since April 2025.

PayFi Strategy Token

Tokenized funds

PayFi applications generate fees on payment transactions, and liquidity providers earn yield from borrower payments distributed across senior and junior tranches.

Huma Finance is a PayFi network that provides on-chain financing for real-world payment activity such as cross-border settlements, card payments, and payroll advances, with T+0 settlement. It combines Solana-based liquidity pools, a price oracle that tracks pool share tokens, and off-chain automation to fund payment receivables.

Liquidity providers supply capital to Huma's pools, while payment institutions and businesses borrow against payment-related receivables. Huma offers a permissionless version (Huma 2.0) for retail participants and Huma Institutional for permissioned participants.

PayFi Strategy TokenPST