Businesses onboard through a dashboard, complete KYB, and consume pay-in, pay-out, and ledger APIs, and can spin up permissionless prefunding pools. Short-term financing of one to seven days is secured against pay-in or pay-out receivables, with stablecoin liquidity pools advancing funds while the underlying fiat clears asynchronously.

Credible Finance is a payments infrastructure protocol that orchestrates transactions across multiple payment service providers and uses on-chain stablecoin liquidity pools to advance funds so merchants settle instantly instead of waiting for traditional T+3 clearing. It runs a Solana lending program whose pools front working capital against pay-in and pay-out receivables, with AI-driven routing and real-time risk underwriting.

Internet businesses and merchants, including prediction markets, stablecoin fintechs, creator platforms, Web3 platforms, traders and brokers, AI startups, gaming, and entertainment apps.

Credible Finance

Transaction count (contracts)

Transaction count (contracts)

Competitive landscape