EURAU, issued by AllUnity GmbH, is a euro-pegged stablecoin that represents a MiCAR Electronic Money Token claim against the issuer, redeemable at all times one-to-one for fiat at par value [S1][S2].

Each EURAU token tracks the Euro (EUR) at a one-to-one peg and is fully reserved and backed one-to-one by euro reserves held under a multi-bank reserve model with multiple European banks acting as Reserve Banks [S1][S2][S3]. The token is price-stable rather than total-return and pays no yield, consistent with the MiCAR Electronic Money Token regime [S2][S4]. AllUnity emphasizes low costs and straight-through processing [S2].

AllUnity GmbH is a German limited liability company headquartered in Frankfurt am Main, Germany, licensed and supervised by the German Federal Financial Supervisory Authority (BaFin) as an Electronic Money Institution since 1 July 2025 [S1][S5][S3]. Each token is a MiCAR Electronic Money Token carrying a statutory redemption right under MiCAR Article 49 to redeem at any time at par against AllUnity GmbH [S1][S2][S4]. The offering is directed exclusively at legal entities and business customers, not natural persons or retail consumers [S2][S5]. Reserves sit at CRR credit institutions within the EU/EEA, entirely segregated from operational funds [S2][S6][S4].

EURAU is multi-chain, issued as an ERC-20 token on Ethereum, Arbitrum, Base, Optimism, and Polygon, as BEP-20 on BNB Smart Chain, as Token-2022 on Solana, and as SEP-41 on Stellar [S2]. Minting and redemption operate via the AllUnity Mint Platform with straight-through processing under five minutes, alongside a real-time circulation and reserve dashboard and 24/7 settlement [S2][S6].

<Sources
  retrievedAt="2026-06-22"
  items={[
    { id: "S1", url: "https://allunity.com/" },
    { id: "S2", url: "https://allunity.com/eurau/" },
    { id: "S3", url: "https://allunity.com/news/allunity-launches-eurau-germanys-first-fully-reserved-micar-compliant-euro-stablecoin/" },
    { id: "S4", url: "https://allunity.com/chfau/" },
    { id: "S5", url: "https://allunity.com/privacy" },
    { id: "S6", url: "https://allunity.com/trust-center" },
  ]}
/>


# Asset Price methodology

## 1. Overview

Asset price represents the closing USD value of a tokenized asset at the end of each day. Daily prices are recorded to facilitate the valuation of on-chain activity and the calculation of market capitalization. Each price point reflects the market value at the conclusion of the UTC day.

## 2. Data sources

- **Asset metadata**: Token contract addresses, ticker identifiers, and on-chain launch timestamps
- **External data**: End-of-day price feeds and exchange rate feeds from market data providers
- **Blockchain data**: Data covering EVM-compatible chains (Ethereum, Arbitrum, Base, Polygon, Optimism, and others) and non-EVM chains such as Solana, Aptos, and Near

## 3. Step-by-step calculation

### Component A: Market data retrieval

- **Purpose**: Collect raw daily price information
- **Logic**: Daily price data is retrieved from external market data providers. For assets pegged to specific currencies, prices are calculated using a multiplier and daily exchange rates. For assets traded on traditional exchanges where data is unavailable on certain days, such as weekends or holidays, missing values are filled with the last available closing price.

### Component B: Timestamp normalization

- **Purpose**: Align price data with daily reporting periods
- **Logic**: Timestamps are truncated to the daily grain. To accurately reflect the closing value, prices recorded at the start of a day (00:00:00 UTC) are assigned to the preceding calendar day.

### Component C: Asset mapping and deduplication

- **Purpose**: Associate prices with unique assets and resolve data overlaps
- **Logic**: Prices are mapped to assets using unique identifiers for EVM-compatible and non-EVM chains. To ensure data integrity, price records are filtered to include only those occurring on or after the asset's on-chain launch date. In instances where price data for a single asset is available from multiple sources, the data is deduplicated by selecting the record with the highest priority to ensure a single, consistent closing price.

*This methodology was automatically generated by Token Terminal's methodology analyzer.*

Asset price

Stablecoins

AllUnity operates through partnerships with major financial institutions (DWS Group and Galaxy Digital) and maintains compliance with European regulatory frameworks while issuing blockchain-native EUR stablecoins backed by fiat reserves. The platform leverages multiple Ethereum-compatible blockchain networks to provide interoperable payment infrastructure and generates revenue through issuance fees and institutional services.

The project issues EURAU, a EUR-pegged stablecoin deployed across Ethereum, Arbitrum, Base, Polygon, and Optimism. EURAU is designed for institutional and retail DeFi use cases, providing on-chain access to Euro-denominated stable value with regulatory compliance and institutional backing.

AllUnity is a European stablecoin issuer backed by DWS Group and Galaxy Digital.

twitter

website

Stablecoin issuers

AllUnity

AllUnity EUR (EURAU) is a euro stablecoin issued by AllUnity through AllUnity GmbH.

Each token is redeemable one-for-one for euros and is a direct claim on the issuer.

Reserves are held in segregated accounts within a bankruptcy-remote structure.

Custody of the reserves rests with V-BANK AG.

Institutions can mint and redeem directly with AllUnity in EUR after completing KYC, and holders have a contractual right to redeem at par.

Holder terms are governed by the law of Germany.

EURAU has been issued on public blockchains since July 2025 and is native to 8 networks, including Ethereum, Polygon, Base, OP Mainnet, Arbitrum One, and Solana, with a bridged version on one more network.

AllUnity EUREURAU