# Figure

> Track Figure with daily standardized on-chain data. Compare Figure with other lending projects. See charts, financial statements and datasets in one place.

Source: [Figure on Token Terminal](https://tokenterminal.com/explorer/projects/figure). This page has no metric values. For current values, use the [Token Terminal API](https://tokenterminal.com/docs/api-reference/introduction) or the [MCP server](https://tokenterminal.com/docs/mcp/introduction).

- Sectors: Lending

## About

### What it is

Figure is a lending and capital markets fintech operating on Provenance Blockchain. Its subsidiary Figure Certificate Company issues YLDS, an SEC-registered yield-bearing stablecoin paying SOFR minus 50 bps, backed by short-duration U.S. Treasuries and repo.

### Who uses it

Figure Technology Solutions (Nasdaq: FIGR) is a lending and capital markets fintech founded by Mike Cagney; YLDS is issued by its subsidiary Figure Certificate Company under SEC registration.

### How it works

Figure originates and securitizes consumer loans and provides on-chain capital-markets infrastructure. Figure Certificate Company issues YLDS — a yield-bearing stablecoin/face-amount certificate paying SOFR minus 50 bps — backed by short-duration U.S. Treasuries and repo.

## Links

- [twitter](https://twitter.com/figure)
- [website](https://www.figure.com/)